• Tel: 0800 753 027
    Email: apply@mortgagebrokerauckland.net.nz

  • Mortgage Broker Auckland’s Home Buyers Guide

  • Advice For Mortgages

    Is it time for you to reassess your financial situation, renovate, build or move? When you are looking into financing your first home, an investment property, a holiday home or your next home, there is so much to think about. It is very important for you to seek out professional advice from one of the mortgage brokers on our team who can help to guide you through the entire process.

    Knowing what all of your options are prior to getting started will help take away the stress from these kinds of major decisions that you need to make.

    It can be more difficult when you are wanting to renovate your existing house or build a new one. There are many different options available, and knowing about them and how various ones work can help to ensure you make the best choices and get effective results.

    Mortgage Broker Auckland is a firm of specialists loan brokers with access to a broad range of non-bank and bank lenders, allowing them to source the loan that will suit your specific circumstances the best. We can not only assist you with standard bank home loans but also with low doc loans for individuals who are self-employed, low deposit home loans, debt consolidation loans and specialist loans for those individuals with credit impairment issues.

    Our mortgage advisers are available to assist you.

    Mortgage Broker Auckland have access to numerous options and have specialist knowledge to ensure that we can tailor the most affordable and best mortgage package suited just for you. They have a thorough understanding of how critical these financial decisions are for you and are completely dedicated to always go the extra mile to serve you.

    If you would like to learn more - it is absolutely free and you might end up being pleasantly surprised at how much good advice can help you.

    The Overall Process

    We will find the best interest rates available at the best suited conditions for your requirements and your situation.

    How We Do It
    Initial Consultation

    Your local advisers from Mortgage Broker Auckland will meet with you so that you can become acquainted with one another. We value the personal relationships that we have with all of our clients and we understand how important it is for you to also know us.

    We will provide you with a disclosure statement that will outline very clearly what the extent of our services are.

    Let us know what you need

    When your adviser meets with you he or she will ask you a couple of questions and fill out a fact finding sheet together with you in order to get to know you better and get a clear understanding of what your requirements are.

    We will do all of the work for you!

    Your adviser will go over all of the requirements and questions that we need information on for any prospective lenders.

    That includes all the common questions and information that enable lenders to assess whatever security you are able to offer as well as the amount you will be able to repay.

    It also helps with establishing what the ideal term and conditions for repayment should be and help us identify any potential problems or difficulties.

    We will locate the best loan for your circumstances and needs.

    The information that you provide to us will be fine-tuned by your adviser and then suitable lenders and banks will be approached on your behalf in order to find the best deal possible for you.

    After we hear back from lenders we will provide you with a detailed report outline what your available options are and give you advice on what we believe is the best action for you take.

    Get Financed

    After you have chosen the option you want to go with, then Mortgage Broker Auckland works with your chosen lender and you throughout the entire process until the money is in the bank and you have the key to your new house!

    We Will Follow Up With You

    We want to ensure you are completely happy with the services that we provide you with as well as the outcome that is achieved!

    We stay in contact with you over the lifetime of your loan. Also, as needed, we will advise you on what adjustments we think you should consider over time.

    Would you like to get prepared for your meeting?

    If you would like to have a very efficient application process and be well prepared for your upcoming meeting with your adviser, then you can check out our sample application form that appears below and review the checklist we have prepared for you.

    Please get in touch with Mortgage Broker Auckland or a local advisers for more information regarding our process.